Personal Finance19 calculators

Personal Finance

Loans, mortgages, savings, investments, and debt planning

CAGR Calculator

Annualized growth rate from start, end, and years.

Compound Interest Calculator

Lump-sum growth over time, with optional monthly top-ups.

DCA Investment Calculator

Future value of monthly contributions.

Debt Payoff Calculator

Time to pay off debt, total interest & months saved with extra payments.

Debt-to-Income Ratio Calculator

Current DTI, with-new-payment DTI, and optional planning room.

Emergency Fund

Plan a cash reserve target from your own monthly essentials and chosen coverage months.

Hourly Wage to Annual Salary Calculator

Hourly rate to yearly salary, both ways.

Inflation Calculator

Past money in today's purchasing power.

Loan Calculator

General loan / car / personal — monthly payment, interest & early payoff.

Mortgage Calculator

Full PITI monthly payment in one number.

Net Worth

Current balance-sheet snapshot from your assets, debts, and estimated values.

Portfolio Rebalancing

Buy/sell plan for bringing holdings back toward a target allocation.

Refinance Break-Even Calculator

Months until refi savings repay closing costs.

Rent vs. Buy Calculator

Which path leaves you ahead after your planned stay?

Retirement Calculator

Estimate your retirement nest egg from current savings, contributions & returns.

Savings Goal Calculator

Monthly savings needed to reach your goal, accounting for returns.

Savings Withdrawal Calculator

Runway, depletion timing, and target-horizon balance from your assumptions.

Subscription Break-Even Calculator

When a subscription model pays back setup and monthly costs.

Time Value of Money Calculator

Future value, present value, or payment for periodic cash flows.

All calculators